Area(s) of interest: Advisory services, Commercial banking A career as Manager Financing Solutions in the Commercial & Private Banking 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing. Your Job Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations Structure credit applications, including financial analysis, cash flow assessment, debt servicing capacity, collateral review, and identification of key risks. Develop financing scenarios that meet client needs while aligning with the Bank’s risk appetite and credit policies. Participate in assessing client financing needs in collaboration with Commercial Banking Relationship Managers. Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager Incorporate feedback from Relationship Managers on preliminary credit applications and ensure compliance prior to submission to the Credit Centre. Contribute to the preparation of credit documentation and maintain accurate and up to date client credit files in collaboration with account support teams. Act as a credit resource for internal partners and support knowledge sharing related to commercial credit. Identify risks inherent to sector activities and contribute to proactive risk management. Your Team Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers. Reporting to the Financing Solutions Manager, the position is based in the Fraser Valley District in B.C. As a Hybrid role, you have some flexibility to work from home, but you will also have to travel occasionally for client and team meetings. Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way. Basic requirements Bachelor’s degree in a relevant field, combined with a minimum of three years of experience in commercial lending or business credit analysis. Demonstrated experience in financial analysis and interpretation of financial statements. Solid understanding of commercial credit principles and debt servicing capacity. Strong attention to detail, organizational skills, and a proactive mindset. Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations Languages English (preferred) and French as a professional working language. Skills Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. Health and wellness program, including many options Employee Share Ownership Plan Employee and Family Assistance Program Preferential banking services Opportunities to get involved in community initiatives Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting‑edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier‑free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates. Come live your ambitions with us! Why work at National Bank? For an environment that supports your career path There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders. For an inclusive and diverse environment We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. #J-18808-Ljbffr