Job Description Posted Friday, May 15, 2026 at 4:00 a.m. What do we offer? The tools you need to succeed – including the tools for the job as well as training and development programs A successful and knowledgeable team to be part of and learn from Competitive base pay plus the ability to earn more tied to your success – the only limit is your potential A great benefits plan for you / your family Career paths so you can advance in the company Awarded Canada’s Most Admired Corporate Cultures with a proudly diverse and inclusive team What will you do? Develop best in class credit risk scorecards which promote positive behavior and contribute to the financial health of Reliance Mentor a team of 3 direct reports, foster a team culture and develop an environment of continuous process improvement Identify opportunities for improvement in determining credit worthiness Develop and implement credit risk management policies and procedures to reduce losses Monitor credit portfolios to identify potential risks and early warning signs of delinquency Identify and recommend strategies to mitigate credit risk, including risk modelling, credit limits, collateral, and risk diversification Ensure compliance with internal credit policies, regulations, and legal requirements Prepare detailed risk assessment reports and communicate findings to senior management Evaluate credit applications, monitor portfolios, and provide recommendations to mitigate potential losses Enhance credit bureau decisioning with both Equifax and TransUnion Support and develop team members to further enhance their skills and credit risk knowledge Analyze historical data, customer behavior, and credit risk trends to identify patterns, insights, and opportunities for improving and mitigating overall risk Develop collaborative relationships with key stakeholders Establish and maintain an organizational structure that can deliver on company goals and objectives Oversee day‑to‑day processes, maintain the corporate credit policy, and recommend changes in the credit policy to senior management What do you bring? Post secondary education in a quantitative field, economics, business, finance or equivalent Proven experience (min 3-5 years) in credit risk management, loss forecasting, and finance Ability to analyze financial statements, credit data, and other financial information to assess credit worthiness Understanding of credit risk management principles, tools, and methodologies; strong working knowledge and experience with computer systems, including Microsoft Office (Outlook, Word, Excel, PPT), experience with SAP highly desired Strong attention to detail, problem solving, and sound decision‑making skills Ability to analyze data and make credit decisions accordingly to mitigate risk, while supporting sales objectives Excellent verbal, written, and interpersonal communication skills Effective time‑management skills and the ability to meet deadlines Ability to work in a fast‑paced environment Experience with credit adjudication, risk assessment, or other similar role involving analysis of data considered an asset Strong interpersonal and communication skills (both written and verbal) and capable of communicating with all levels of the organization in a professional and competent manner Team player with a positive attitude and strong work ethic High sense of urgency and the ability to prioritize competing requests to meet deadlines and achieve goals Knowledge of relevant regulations and compliance requirements Ability to lead and mentor teams Reliance Home Comfort is an equal opportunity employer. We welcome and encourage applications from candidates of all backgrounds including minorities and those with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. #J-18808-Ljbffr