Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Analyst role supports the Director, Portfolio Analytics & Insights by delivering high-quality portfolio insights, dashboard development, and data enablement for Unsecured Lending portfolios. Ensures that insight output is accurate, scalable, and executive-ready, while building strong foundational credit risk and analytics capability. Is this role right for you? In this role, you will: Build, maintain, and enhance Power BI dashboards covering portfolio performance, credit quality, losses, PCL, vintages, and key risk indicators Support recurring and ad-hoc packages in other formats for senior management and governance forums Ensure consistency of metrics, definitions, and presentation across all outputs 2. Data Preparation, Validation & Quality Control Extract, transform, and prepare data using SQL and SAS and/or Python Perform data reconciliations and quality checks to ensure accuracy and reliability Proactively identify data issues, breaks, or inconsistencies and support remediation 3. Analytics & Insight Support Support portfolio segmentation analysis, trend monitoring, and diagnostic analytics Assist with ad-hoc analytical requests and deep-dive investigations led by the Director or Senior Manager Build understanding of key credit risk drivers across unsecured lending portfolios 4. Governance, Controls & Documentation Support OSFI, Internal Audit, and internal governance requests by providing data extracts, reconciliations, and supporting analysis Maintain clear documentation of data sources, logic, assumptions, and calculation methodologies Ensure all processes align with internal controls and audit expectations Work closely with the Senior Manager to understand business context, risk priorities, and stakeholder needs Continuously develop technical capability in Power BI, SQL, and SAS/Python Contribute to process standardization, documentation, and automation initiatives Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have: 1–2 years of experience in credit risk analytics, business intelligence, or financial analytics Strong attention to detail, ownership mindset, and comfort working with large datasets Clear communicator, able to explain data and findings succinctly Working knowledge of SQL required Exposure to Power BI required Exposure to SAS and/or Python is strongly preferred Exposure to unsecured lending products (Credit Cards, Line of Credit, Overdraft Protection) is strongly preferred Bachelor’s degree in a STEM or quantitative discipline (e.g., Mathematics, Statistics, Engineering, Computer Science, Data Science, Economics, or related field) preferred Graduate degree considered as an asset What’s in it for you? An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success! We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one! Your career matters! You will have access to career development and progression opportunities. Location(s): Canada : Ontario : Toronto If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. #J-18808-Ljbffr
Senior Analyst, Portfolio Analytics & Insights
SCOTIABANK
toronto, toronto
Published 19 days ago
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