Overview Equitable Bank is a challenger bank that focuses on innovation and customer experience. With more than 800,000 customers and a presence across Canada, the bank offers a range of financial services while maintaining a strong commitment to regulatory compliance and digital excellence.The Work Reporting to the Senior Director, Legal – Commercial Banking, the Senior Counsel will provide strategic legal support to the Commercial Banking division. The role involves advising on commercial lending transactions, regulatory compliance, risk management, new product development, and corporate initiatives, as well as handling customer issues.Core ResponsibilitiesProvide legal analysis and transactional support, including reviewing, preparing, and negotiating agreements and documentation, and offering advice on complex issues with an emphasis on commercial real estate and secured lending.Work closely with the Bank’s Originations, Credit and Underwriting, Portfolio Management and Special Loans teams to advise on deal structuring, intercreditor arrangements, effective security, and protect the Bank’s interests.Respond promptly to questions from internal stakeholders and business partners to facilitate transactions within predetermined timeframes.Assist with internal governance, policy development, and training initiatives to promote legal awareness, risk mitigation, and a culture of compliance.Support new product development and strategic initiatives by identifying legal implications and ensuring compliance with applicable laws.Research substantial legal issues and federal and provincial legislation to evaluate implications for the Bank, and undertake special projects as required.Proactively identify emerging issues and legal trends, evaluate legal risks to the Bank, and recommend escalation to management as necessary.Maintain proximity to applicable industry and market trends in Canadian finance, commercial real estate, and project development, and participate in industry groups.Work in a fast‑paced, detail‑oriented environment and manage multiple deadlines and priorities.Operate with minimal supervision and exercise excellent judgment on complex, confidential, and sensitive decisions.Contribute to the development of precedents, commercial templates, playbooks, and best practices to streamline internal processes and minimize reliance on external counsel.Direct and oversee external counsel to ensure cost‑effectiveness and high‑quality service.Let’s Talk About YouGraduate of a recognized law school (L.L.B. or J.D.).Called to the Ontario Bar / Member in good standing of the Law Society of Ontario.4‑6 years of post‑call experience in private practice or in‑house, preferably in a financial institution with a focus on commercial banking or financial services.Strong knowledge of Canadian banking laws, lending practices, and regulatory frameworks.Comprehensive knowledge of commercial real estate law and real‑estate financing. Experience with CMHC‑insured loan transactions is an asset.Excellent drafting, negotiation, and analytical skills.Strong communication skills, both oral and written, and ability to distill complex legal issues into clear, actionable advice.Proven ability to manage multiple priorities in a fast‑paced, dynamic environment.Strategic thinker, collaborative and proactive mindset, and excellent interpersonal skills.Familiarity with insolvency law and proceedings is an asset.Proficiency in French is an asset.Demonstrated reliability and integrity.What We Offer (Full‑time Permanent)Competitive discretionary bonus.Market‑leading RRSP match program.Medical, dental, vision, life, and disability benefits.Employee Share Purchase Plan.Maternity/Parental top‑up while you care for your little one.Generous vacation policy and personal days.Virtual events to connect with colleagues.Professional development and comprehensive Career Development program.A fulfilling opportunity to join a leading FinTech and help create a new kind of banking experience.Other Details The incumbent will work hybrid, with in‑office time at Equitable Bank’s office located at 2200‑25 Ontario Street, Toronto, ON.Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone’s diverse experiences and perspectives.We commit to providing a barrier‑free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond. All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire.#J-18808-Ljbffr