At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other.At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable success.Join one of the region’s top employers and be part of something that truly makes a difference.Work Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.Whatyou’lldo:Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factorsConsistently provide a superior quality of workManage volumes of daily work independently to ensure service standards are metComply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classificationContribute to continuous enhancement of underwriting processes and proceduresProvide mentorship to other underwriters, offering guidance and sharing your expertiseWhatyou’llbring:Superior technical knowledge in medical, financial, and non-medical underwritingComfortable in a dynamic work environment with the flexibility to adapt to shifting prioritiesExcellent analytical and problem-solving abilitiesStrong reinsurance relationships with excellent negotiation skillsStrong communication skills, written and verbalExcellent relationship skills – proactive and service-oriented is key!3+ years of demonstrated professional experience as a Life and Critical Illness UnderwriterFLMI / FALU designation or currently working towardsCommitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trendsGood knowledge of MS Office SuiteWhat’s in it for you:Career Growth: Regular learning sessions and development opportunitiesTotal Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matchingTime Away: Competitive vacation plus one paid volunteer day each yearFlexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approachAt Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at . We’re happy to help.Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included.Reports To:Director, Individual Underwriting Operations Department:Individual Insurance Term:Permanent Full-TimeThis position is open and we are excited to find the right person to join our team.As part of the recruitment process, you will need to go through background screening, as per our company policy.#J-18808-Ljbffr