As a Retirement Pricing Actuary on the Retirement and Wealth Finance team, you will play a pivotal role in supporting the US and Canada Retirement businesses by managing Retirement pricing models and conducting financial analysis for Guaranteed Products, such as the Stable Value Fund in the US and the Guaranteed Interest Account in Canada.Your work will involve producing critical analyses to assist stakeholders, including Senior Management, Pricing, and Risk Management, thereby directly contributing to our mission of optimizing financial outcomes and ensuring robust product governance.This opportunity allows you to deepen your expertise in Canada and US Retirement products, collaborate with multiple teams, and expand your professional network within GWAM and the broader Manulife Financial Corporation (MFC).Position Responsibilities:Serve as Retirement Pricing Actuary providing expert input across various product pricing initiatives and projects in US and Canada markets.Ownership of guaranteed products portfolio, including playing the role of model expert on all guaranteed products modelling and model management activities.Steward pricing assumptions for Retirement products, including ongoing monitoring of key experience-related assumptions.Demonstrate a strong understanding Retirement Recordkeeping business, pricing framework, including capital requirements under both US and Canada regulatory frameworks.Facilitate collaboration with various pricing partners to support pricing strategies, risk management, capital management and ALM activities for Balance Sheet supported products.Support underwriting of large opportunities through leading pension plan level financial analysis, overall pricing, pricing credits, and monitoring of sales incentive programs’ performance. This will include developing models to support Plan Level analysis, producing financial reports, and providing insights on key performance indicators.Support financial analysis and reporting to senior management.Assess pricing initiatives' impact on profitability and other key metrics, driven by strategic business considerations.Partner with Product, Pricing, Actuarial, Risk, Capital Management, ALM, and other collaborators to achieve business and company goals.Support ongoing optimization of business and modelling processes, including automation of manual processes.Required Qualifications:University degree in Accounting, Actuarial Studies, Finance, Data Analytics, Statistics, Mathematics, or related fields, with substantial experience in progressive finance roles. Professional designation preferred (FSA, FCIA, ASA, ACIA, etc.).Proven work experience in financial, pricing, or actuarial analysis, modeling, and reporting.Experience in IFRS reporting and capital management, with a proven track record of applying these skills within the context of retirement finance and pricing strategies.Advanced or expert-level knowledge of Moody’s AXIS, Integrated Asset-Liability modelling, Excel, Financial Modeling, Reporting programs, VBA coding, PowerPoint.Self-starter with the ability to balance multiple priorities in a demanding, deadline-driven environment.Strong work ethic, positive attitude, and eagerness to learn and take on new responsibilities.Strong interpersonal skills and ability to collaborate across departments within the organization.Exceptional analytical and problem-solving skills; attention to detail; innovative and strategic problem solver.Strong verbal and written communication skills to effectively engage with diverse groups.Ability to work both independently and within a team to support broader Retirement initiatives.Capable of making recommendations based on sound judgment from financial, pricing, and actuarial data and analytics.Preferred Qualifications:Working knowledge of United States and Canada retirement products, and balance sheet based investments products with embedded guarantees.Strong business sense with the ability to communicate technical concepts and pricing results clearly and concisely.Bilingualism (English and French) is an asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.When you join our team:We’ll empower you to learn and grow the career you want.We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.As part of our global team, we’ll support you in shaping the future you want to see.If you are applying to this role in Massachusetts, please note the salary range is $92,475 – $160,290 USD. Additionally, employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.The role being advertised is an existing vacancy.Working Arrangement ハイブリッド勤務Salary Range (CAD) $103,270.00 CAD – $153,270.00 CADToronto, OntarioManulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact for more information about U.S.-specific paid time off provisions.マニュライフは機会均等を是とする雇用主ですマニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、 までご連絡をお願いします。#J-18808-Ljbffr