Position Information Job Requisition ID: 12012 Position Status: Permanent Full Time Position Type: Hybrid Office Location: Montreal (QC); Calgary (AB); Halifax (NS); Ottawa (ON); Toronto (ON); Vancouver (BC) Travel Requirement: Limited Language Designation: Bilingual Language Skill Levels (Read/Write/Speak): CBC Security Requirement: Reliability Status Salary: Our salaries generally range from $104,180.28 to $130,225.36 and are based on qualifications and experience. Benefits Annual Paid vacation. Annual individual performance incentive. Defined benefit pension plan. Comprehensive group insurance plan to support your well-being from day one. Support towards your personal and professional growth with training, mentorship and more. An inclusive workplace culture and environment. While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates. About The Role Join the Apartment Construction Loan Program team as the Bilingual Manager, Multi-Unit Underwriting (ACLP). In this role, you will lead a team of Multi-Unit Underwriters by providing strategic and practical advice and insights in the multi-unit housing domain. You and your team will structure solutions for complex multi-unit projects, identify risks and provide creative solutions to help make housing affordable across Canada. You will support the delivery of the Apartment Construction Loan Program by leveraging your financial expertise, underwriting experience and relationship‑building skills. What You’ll Do Lead, motivate and manage the performance of a team and contribute towards prudent, effective and efficient delivery of the Apartment Construction Loan program (ACLP). Ensure consistency in the application and interpretation of program policies and operational procedures. Offer advice, support and alternative solutions to clients and stakeholders, including the communication of key decisions, the interpretation of policies and the response to inquiries. Analyze and provide guidance for complex applications involving issues including borrower structures and financial capacity reviews, higher financial exposures and exceptions to policy, as applicable. Apply sound judgment and decision‑making practices that are factual and based on underwriters’ complex analysis to approve or recommend solutions and mitigation options in line with CMHC's risk appetite. Manage and maintain complex and sophisticated lender and borrower client relationships, including senior executives of private and publicly traded companies, real estate investment trusts (REITS), pension funds, non‑profits, etc., to manage and address their needs, understand their objectives and explore opportunities. Coach team members and provide guidance on complex, high‑value, or high‑risk financial requests, including the use of technical financial tools. What You Should Have An undergraduate degree in a related field such as business, finance or commerce. A minimum of five years of experience related to underwriting. Three years of supervisory experience and/or demonstration of leadership competencies. Strong knowledge of procedures, policies and regulations, and risk management. Strong knowledge of financial analysis and statements, borrower legal structures and real estate financing, as well as sound knowledge of appraisal, building technology, real estate law and property management. Strong analytical, decision‑making and problem‑solving skills. Strong oral and written communication skills including persuasion, negotiating and influencing skills, in both official languages (French and English). The ability to establish and maintain effective working relationships. It Would Be Great If You Also Had Knowledge of multi‑unit mortgage loan insurance. Successful completion of a relevant professional association designation would be considered an asset. Posting closing date Note: the competition will remain active until filled. Commitment to diversity, equity, and inclusion We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non‑Canadians who are eligible to work in Canada. CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. #J-18808-Ljbffr