Accountabilities Perform detailed credit analysis of counterparties using financial statements, ratios, cash‑flow analysis, and qualitative risk factors. Assign and recommend internal risk ratings and exposure limits in accordance with approved credit risk policies. Conduct ongoing surveillance of counterparty portfolios and identify emerging risks, trends, or limit exceptions. Assess credit risk associated with new counterparties, products, transactions, and business initiatives. Prepare clear, concise credit risk reports and presentations for senior management and risk or credit committees. Track, document, and support governance actions, including limit approvals, exceptions, and remediation plans. Support internal and external audits and regulatory reviews related to counterparty credit risk. Lead exposure monitoring and reporting, collateral management, and compliance with credit policies. Support capital planning and procurement activities by assessing counterparty strength. Communicate credit findings to internal teams (Treasury, Finance, Procurement, Energy Trading, Legal, Risk and Audit) to resolve credit issues, limit excesses, or recommend structural mitigants. Collaborate with external partners such as rating agencies, banks, and counterparties, as required. Influence decision‑making through clear, data‑driven recommendations. Partner with business teams on onboarding new counterparties and reviewing changes to existing relationships. Develop, maintain, and distribute supplements to any Credit Application form that Algonquin and its Subsidiaries may need to obtain counterparty credit, and assist stakeholders in any workstream where credit is requested from a third party. Contribute to the development and enhancement of counterparty Credit Risk Policy, processes, methodologies, and monitoring tools. Support the implementation of new systems or enhancements to credit monitoring frameworks. Leverage A.I. tools in uploading required data into Algonquin and Subsidiary Credit Assessment tools to improve efficiency. Education and Experience University degree or equivalent. Excellent financial statement analysis and credit assessment skills. Strong experience with credit assessment methodologies. Excellent Excel modelling capability. Familiarity with utility, energy, or infrastructure sectors is an asset. Proficiency with Excel, financial modeling, and treasury systems. CPA or progress toward designation considered an asset. Compensation Full base salary range $90,000.00‑$120,000.00 per year. Liberty considers several factors when extending an offer, including but not limited to the role and responsibilities, a candidate's work experience, education, training, skills, and geographic location. Benefits Collaborative environment with a flexible working policy. Share purchase/match plan. Leadership Development Program. Volunteer paid days off. Employee Assistance Program. Achievement fund. Group Benefit Plan. Variety of Health & Wellness programs. Discount and Perks program. We are an equal opportunity employer and value each person's unique background, diversity, experiences, perspectives, and talents. Full participation of all employees in a safe, healthy and respectful environment is key to individual and company success. We are committed to fully utilizing the abilities of all our employees and expect each employee to honor this commitment in their daily responsibilities. #J-18808-Ljbffr