Salary Range: $70,000.00 To $90,000.00 Annually Founded in 2011, CanCap Group (“CanCap”) is a growing, dynamic national financial services company with offices in downtown Toronto and Mississauga. Operating in all provinces and territories, CanCap’s core business is loan origination and servicing primarily in the automotive and consumer finance space with end-to-end multi-product lending capabilities, which has been built on a foundation of best‑in‑class people and processes. It manages the entire lifecycle of the receivable from credit adjudication through to contract administration, customer service, default management and post charge‑off recoveries. CanCap has a highly experienced leadership team and strong partnerships with some of Canada’s largest financial institutions. CanCap has made significant investments in its operations, IT infrastructure and processes to allow for robust, scalable and efficient on‑going growth of origination and servicing activity across the consumer finance spectrum. CanCap’s excellence has also been recognized by a Schedule I bank whereby it is the primary partner for outsourcing a full line of business, the primary source of direct auto loan referrals, and for creating a unique consumer lending business platform. CanCap has also been recognized by another Schedule I bank as a partner for outsourcing repossession and remarketing services for its auto receivable portfolio. Job DescriptionCanCap has the immediate need for a skilled and energetic Senior Financial Analyst, reporting to the Senior Manager, Finance & Operations. The Senior Financial Analyst will play an important role in ensuring the integrity of CanCap’s financial reporting, maintaining robust internal controls, and delivering timely, accurate financial information to support decision‑making. This includes: Completion of full cycle accounting activities under ASPE and IFRS accounting standards including preparation or review of monthly journal entries and supporting schedules Lead and support the month‑end and year‑end close processes across multiple entities Analyze financial results and variances, providing clear commentary on business performance Prepare monthly, quarterly, and annual financial reports for internal stakeholders and senior management Balance Sheet Integrity & ReconciliationsPerform detailed balance sheet reconciliations monthly, ensuring completeness and accuracy Investigate and resolve discrepancies in a timely manner Maintain supporting documentation and ensure audit readiness of all reconciliations Continuously improve reconciliation processes through standardization and automationPreparation of monthly/quarterly/annual tax reporting (indirect taxes, corporate and partnership taxes) Support annual external audit compiling required data and information and liaising with external audit team Assist with implementation of automation and efficiency improvement opportunities Reconciliation of intercompany accounts Proactively identify and address the root cause of issues encountered during performance of tasks / analytical reviews and communicate effectively – orally and in writing Cross‑Functional CollaborationWorking closely with Operations, Finance Operations, Accounts payable and other business units to gather financial data and provide insights Communicate financial information clearly to non‑finance teamsProcess Improvement & Technology UtilizationIdentify opportunities to improve efficiency, accuracy, and scalability of financial processes Leverage financial systems, ERP tools, and data analytics platforms to streamline workflows Support automation initiatives and digital transformation within the finance function Champion best practices in data management and reportingOther projects, duties, and tasks as assigned from time to time What you bring3+ years relevant work experience in the financial services field Full cycle accounting experience Post‑secondary education with a specialization in Finance or Accounting Advanced knowledge of Microsoft Excel (VLOOKUP, XLOOKUP, pivot tables, etc.) CPA or CPA equivalent designation is an asset, but not a must Experience working in a multi‑entity or complex organizational structure is an asset Experience with Sage 300 ERP or similar accounting software is an asset Excellent verbal and written communication skills – ability to present financial information clearly Adaptability & Learning Agility: Ability to quickly understand new concepts, systems, and business models in a fast‑paced environment Team Collaboration: Proven ability to work effectively within a team environment and across departments Ownership & Accountability: Takes initiative and responsibility for delivering high‑quality work within deadlines Upbeat and results‑oriented Additional InformationLocation of employment is at 11 Church Street, Toronto, ON, M5E 1M2. To be considered for employment, you will need to successfully pass a criminal background check and validate your work experience. Diversity & InclusionThe CanCap Group and its subsidiaries are equal opportunity employers and value diversity. We are committed to building and evolving a team reflecting a variety of backgrounds, perspectives, and skills.#J-18808-Ljbffr