Location: Toronto, ON (Hybrid/Onsite) Reports to: Chief Compliance Officer (CCO) About HorizonFlare: HorizonFlare is a registered Money Services Business (MSB) in Canada. We leverage cutting-edge technology to provide market-making services and digital financial solutions through our platform, Novo Financial. We are seeking a meticulous Compliance Specialist to join our Toronto team. The Role: This role is critical in ensuring the integrity of our client base. You will be the first line of defense, managing the end-to-end lifecycle of client onboarding and KYC remediation, reporting directly to the CCO. Key Responsibilities: Client Onboarding: Conduct enhanced due diligence (EDD) for individual and corporate clients. Risk Assessment: Evaluate customer risk based on geography, product type, and transaction behavior. Document Verification: Authenticate documents, UBO (Ultimate Beneficial Ownership) structures, and Source of Wealth (SoW). Regulatory Adherence: Ensure all onboarding processes comply with FINTRAC, PCMLTFA, and Canadian sanctions regulations. Escalation: Prepare concise briefings for the CCO regarding high-risk merchants or complex ownership structures. Qualifications: 5+ years of compliance experience within the Canadian financial sector (MSB, Fintech, or Payments preferred). Proficient in KYC/CDD tools (e.g., World-Check, Persona, or Sumsub). Strong understanding of Canadian AML regulations and sanctions lists (OSFI, OFAC, UN). Excellent analytical skills and attention to detail. #J-18808-Ljbffr