Senior Underwriter, Middle Market – Toronto The Opportunity Zurich Canada’s Middle Market business is growing! Are you looking for a caring, collaborative, values‑driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada. If you are looking for a new challenge in commercial lines property/casualty underwriting, we would love to hear from you. Zurich Canada is currently looking for an Underwriter or Senior Underwriter, Middle Market. Reporting to the Director of Middle Market Ontario, you will be responsible for creating and maintaining strong broker relationships with the aim to provide meaningful customer service and commercial insurance solutions. Through development of broker relationships, you will thoughtfully underwrite new and renewal business while actively engaging in the marketplace to enhance the Zurich Canada brand. You will shape your portfolio of accounts within the broader Middle Market strategy as you utilize The Zurich Way of Underwriting, working within your delegated authority to ensure a high level of accountability and equally high level of service to customers. This posting is for an existing vacancy. Zurich Canada uses artificial intelligence–enabled tools to support certain aspects of the recruitment process, including the initial review and screening of applications. Artificial intelligence is not the sole basis for candidate shortlisting or selection. All hiring decisions are reviewed and made by qualified hiring professionals. Zurich follows a hybrid work model requiring three days per week of in‑person presence, which may include time in the office or market‑facing engagements. What you will do Serve as an advocate of Middle Market value proposition with a focus on improving the customer experience by understanding our customer’s risks and offering the best end‑to‑end solution for their insurance needs. Develop and nurture broker networks related to mid‑market customers with focus on target industries as outlined in business strategy. Make broker calls with a planned and well‑prepared purpose focused on promoting our products and services to increase penetration. Identify opportunities through local relationships, proactively seeking renewal and new account opportunities adding to the growth and profitability of our Middle Market portfolio. Using a disciplined approach to exposure evaluation, risk assessment and pricing: Qualify accounts that align with business strategy and the organization’s appetite, balanced with sound business opportunity. Measure exposure and analyze opportunities to provide appropriate coverage per organization’s risk and compliance processes. Apply rating tools and methodologies to deliver to customers and offer suggestions for improvements. Use risk insights and analytical tools to drive informed decisions at point of sale. Work within limits and delegated authorities, in conjunction with adherence to underwriting rules and guidelines, compliance protocols and insurance regulations. Apply best practices and provide insights to continuously develop and improve underwriting systems and processes. Up‑sell additional coverages associated with the Middle Market product suite (Z-Guard) for the most comprehensive package solutions. Cross‑sell other lines of business to increase product density with the account for the most comprehensive Zurich solution. Understand customer needs, challenges and market dynamics to initiate Middle Market product solutions for development. Demonstrate key aspects of portfolio management in consideration of performance metrics, data and insights with aim to improve portfolio, driving diversified growth. Ensure strong partnership with UAs within the Underwriting Services team to ensure proactive engagement with brokers and best‑in‑industry customer service focused on timeliness and accuracy of quotes, policy issuance and premium booking. Develop individual skill set and product knowledge to become a trusted advisor to middle‑market brokers and customers. Job Qualifications – what you bring to the table Required: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area. Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area. Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area. Knowledge of lines of business and the legal and regulatory guidelines. Knowledge of the insurance industry and the legal and regulatory environment. Knowledge of underwriting philosophy, techniques, pricing and guideline requirements. Experience working on time restraints for quotes on new and renewal business. Experience working in a team environment. Preferred: Bachelor’s Degree with 3 years or more experience in the commercial P&C underwriting area. Strong interpersonal, verbal and written communication skills. At Zurich Canada, we are committed to pay equity. We determine compensation based on objective criteria such as skills, experience, and internal equity. The salary range for this position is $90,000 – $130,000. This range reflects the expected pay for the role across Canada and may vary depending on factors like office location, specific responsibilities, and individual qualifications. As required by local law, Zurich provides in good faith a reasonable compensation range, but starting salaries may exceed this range based on a candidate’s skills and experience. #J-18808-Ljbffr