Reporting to the Head of Payments, the Senior manager, Payments Experience and Products is responsible for the strategy, vision, financial performance, and customer experience of the Bank’s entire payments product portfolio. The role is designed to position payments as a strategic growth lever, while ensuring rigorous risk management, operational excellence, and disciplined go-to-market execution, in close collaboration with internal and external partners. Key Responsibilities Strategy, Vision, and Performance Define, implement, and maintain the overall payments product strategy, including vision, roadmap, and customer experience. Own the business performance of the payments product portfolio, including P&L (revenues and costs), key performance indicators (KPIs), and financial monitoring. Contribute to the prioritization of strategic initiatives and investments related to payments. Product Development and Customer Experience Lead the development and launch of new payment offerings and customer experiences, as well as the evolution of existing products. Define the functional evolution of payment methods, taking into account the technological and regulatory ecosystem. Leverage customer and sales force feedback to continuously refine products and strategy. Analysis, Research, and Business Value Conduct market, customer trend, and business needs analyses to identify growth opportunities. Develop business cases and decision materials to support strategic recommendations. Communicate and promote the payments value proposition to key stakeholders. Go-to-Market and Cross-Functional Collaboration Lead go-to-market strategies and collaborate on marketing and communications initiatives. Support internal stakeholders (sales, pricing, risk management, bundled offering initiatives, training, etc.). Act as the central point of contact for internal teams leveraging payments products. Networks, Vendors, and Governance Contribute to the management of payment networks and vendors. Ensure that risks related to payments activities are identified, measured, controlled, and compliant with risk management and regulatory policies. Represent the Bank on payments industry committees and organizations. Participate in strategic and governance committees, as required. Profile Bachelor’s degree with 15 years of relevant experience, or a Master’s degree with 10 years of relevant experience. In-depth expertise in payment networks, rules, and ecosystems. Proven experience in launching and evolving payments products. Strong knowledge of corporate payment solutions. Demonstrated people management experience and strong cross-functional leadership. Excellent command of financial levers and financial analysis. Strong synthesis skills, strategic thinking, and ability to influence senior leadership. Entrepreneurial mindset, results-oriented, with a strong focus on value creation. #J-18808-Ljbffr