A career as Manager Financing Solutions in the Commercial & Private Banking 1859 team means working closely with the Commercial Account Managers and several other internal and external partners as a credit expert. This role allows you to have a positive impact on your colleagues and customers through your expertise in commercial financing. Your Job Perform high-quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations. Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and align with the Bank's risk criteria. Participate in determining client financing needs in collaboration with the Commercial Account Manager. Negotiate credit terms and conditions with Credit Risk Management, as needed, and confirm the availability of financing for the Commercial Account Manager. Obtain feedback from the Account Managers on the preliminary versions of credit applications, make required adjustments, and present them to the RVP before forwarding them to Credit Risk Management to ensure alignment with the Bank’s requirements for overall client profitability. Produce documents and update client files in collaboration with account representatives and Credit Risk Management to ensure credit applications are processed efficiently. Act as a resource person for the team in handling credit matters and assist, as needed, with team members' skills development in this area. Identify the risks inherent to sector activities. Your Team Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. You are also supported by a broad ecosystem of experts to help deliver the best possible solutions to customers. Reporting to the Senior Director, Credit Execution, the position is based in Surrey. You have the flexibility to work from home and/or the office, and will occasionally travel for client and team meetings. Our learning‑by‑doing training programs enable you to master your role. Access to colleagues with diverse expertise, experience and backgrounds will enrich your professional development. Basic requirements Bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience Negotiation experience. Experience in commercial credit. Experience analyzing financial statements. Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and formulate well‑reasoned recommendations. #J-18808-Ljbffr